![]() Let us continue this P圜harm tutorial performing some basic mathematical operations by importing the math module. In our example, we’ve named it P圜harm.Īt the bottom of the P圜harm window, you will find the Python Console, Terminal, and TODO options. Once it’s ready, start by naming your project, and then, right-click it, go to New and select Python file. It will take a while to create a virtual environment. You will see a pop-up asking how you want to open the project. Choose a name for the project and select create. Next in this P圜harm tutorial, let's create a new project by going to File and selecting New Project. How to Automate an Excel Sheet in Python: All You Need to Know Lesson - 45 The Best Guide to String Formatting in Python Lesson - 44 The Supreme Guide to Understand the Workings of CPython Lesson - 43 ![]() Top 150 Python Interview Questions and Answers for 2023 Lesson - 42 The Complete Simplified Guide to Python Bokeh Lesson - 41 The Complete Guide to Data Visualization in Python Lesson - 39Įverything You Need to Know About Game Designing With Pygame in Python Lesson - 40 The Best Way to Learn About Box and Whisker Plot Lesson - 37Īn Interesting Guide to Visualizing Data Using Python Seaborn Lesson - 38 The Best Tips for Learning Python - REMOVE Lesson - 36 The Best Guide for RPA Using Python Lesson - 34Ĭomprehending Web Development With PHP vs. How to Become a Python Developer?: A Complete Guide Lesson - 33 The Best Ideas for Python Automation Projects Lesson - 32 Top 10 Reason Why You Should Learn Python Lesson - 30ġ0 Cool Python Project Ideas For Beginners in 2023 Lesson - 31 Python Django Tutorial: The Best Guide on Django Framework Lesson - 29 The Best Guide to Time Series Analysis In Python Lesson - 26Īn Introduction to Scikit-Learn: Machine Learning in Python Lesson - 27Ī Beginner's Guide To Web Scraping With Python Lesson - 28 The Best Python Pandas Tutorial Lesson - 24Īn Introduction to Matplotlib for Beginners Lesson - 25 The Best NumPy Tutorial for Beginners Lesson - 23 P圜harm Tutorial: Getting Started with P圜harm Lesson - 22 Getting Started With Jupyter Network Lesson - 21 Python OOPs Concept: Here's What You Need to Know Lesson - 19Īn Introduction to Python Threading Lesson - 20 Objects and Classes in Python: Create, Modify and Delete Lesson - 18 Learn A to Z About Python Functions Lesson - 17 Python Regular Expression (RegEX) Lesson - 16 How to Easily Implement Python Sets and Dictionaries Lesson - 13Ī Handy Guide to Python Tuples Lesson - 14Įverything You Need to Know About Python Slicing Lesson - 15 Introduction to Python While Loop Lesson - 10Įverything You Need to Know About Python Arrays Lesson - 11Īll You Need To Know About Python List Lesson - 12 Python For Loops Explained With Examples Lesson - 9 Introduction to Python Strings Lesson - 7 Python Numbers: Integers, Floats, Complex Numbers Lesson - 6 Understanding Python If-Else Statement Lesson - 5 Top 15+ Python IDEs in 2023: Choosing The Best One Lesson - 3Ī Beginner’s Guide To Python Variables Lesson - 4 How to Install Python on Windows? Lesson - 2 The Best Tips for Learning Python Lesson - 1
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![]() It soon became a place of legends and local myths, with children claiming that any man brave enough to last a night alone in Mokurenji would be rewarded with an evening of pleasure with the most beautiful woman in the village.ĭuring one autumn festival, a travelling peddler by the name of Yoshimaru passed through the village.Īfter the festival, a group of local merry drunks made a bet with the peddler that he couldn’t last the night inside the temple. More whispers were told about the temple and why it had been abandoned. No monk tended the temple, but there were frequent whispers of a fox, or perhaps a tanuki, roaming the temple grounds. The Mokurenji (Temple of Many Eyes) had been abandoned for as long as anyone could remember. This is one of many Japanese ghost stories about the mokumokuren yokai. The mokumokuren yokai is said to haunt the shoji screens and tatami mats of Japanese homes and temples. The EyesĪ classic yokai of Japanese ghost stories is the mokumokuren (or “many eyes”) whose origin may be traced back to scholar, poet, and artist Toriyama Sekien. The ogre loses her balance and crashes to the ground, her blood seeping into the roots of the tree. When the ogre gives chase and makes it halfway up the tree, the boys rain down stones on her head. The two remaining sons flee the house and gather up armfuls of stones before climbing a nearby tree, so tall it might reach the heavens. She reaches out and snatches the middle son, devouring him quickly. There, filling the doorframe, is the ogre woman. When the middle son asks to see her hand, he sees through the crack only a soft, delicate white hand. The middle son asks: “Who’s there?” The voice of a woman answers: “It’s your mother. On the third night, there is one more knock at the door. Through the crack in the door, the son spies a weathered hand with long fingers, covered in coarse hair. When the youngest son asks: “Who’s there?” A silky, soft woman’s voice answers: “I am a friend of your mother’s, here to deliver a message.” “Show me your hand”, says the youngest son. The next night, there comes another knock at the door. ![]() When the oldest son reaches the door, he asks: “Who’s there?” The ragged voice of a woman says: “I am your neighbour and I desperately need help.” The oldest son refuses to open the door, believing it to be the ogre woman in disguise. That night, there comes a knock at the door. Once the mother has given her warning, she leaves. If she knows that the boys are home alone, she will come knocking. It was known to everyone in the area that a man-eating ogre woman lived in the dense forest near the mountain’s peak. One day, the mother tells her sons that she must go away for a short while, and that they must keep the door closed, no matter who comes knocking. This is one of many Japanese ghost stories about one such mountain-dwelling ogre woman.Īt the base of a large mountain lived a family with three sons. Many of the yokai to populate Japanese ghost stories are those of women, and one popular rural yokai takes the shape of a man-eating ogre ( oni) woman who is said to reside in the wild mountains. This is one of the most popular and renowned Japanese ghost stories ever told. When nobody would even visit the home, much less buy it, his family fell into ruin, just as the monk had warned. The fear consumed the sick and weak Masaimon, and he fell dead from the shock, leaving the house silent and unwanted. ![]() When he woke, the shoji screens on every side were quaking, followed by echoes of childish laughter and the question repeating itself: “Are you dead? Are you dead? Are you dead?” When the ghost child showed itself, it was soaking wet from top to bottom, dripping water onto the floor. It also came from above and asked Masaimon: “Are you dead? Are you dead?” Droplets of water fell on Masaimon’s head and the voice warned him: “Limbo is very cold”. When they at last fell silent, the footsteps were replaced by a voice. Bedridden, Masaimon was visited by the sound of light and quick footsteps from above. The monk’s words wouldn’t leave him and, soon, his dread and anxiety turned to fever and sickness. Masaimon was left feeling shaken, confused, and frightened. He lived well, and his family had a home and enough money to live.īut one day, a travelling monk approached Masaimon and warned him that he would soon fall into complete ruin, with no money left for his family. Masaimon was beloved by the other villages for his friendly, sweet nature. Many, many centuries ago, in an unassuming Iwate village, there lived a kind, lovable man named Masaimon. Those abandoned, dead children would eventually come to haunt homes in the region as zashiki warashi. Before we begin this, one of the most famous Japanese ghost stories, a note on the Japanese ghosts known as zashiki warashi (parlour children): In Japan’s Tohoku region, poor families would often abandon children they could not afford to raise, leaving them to die. ![]() ![]() Instead, she can be sealed away by a powerful artifact known as a "Gem of Eternity", but it can only contain her for a few decades before she escapes, and each time she escapes, a new gem must be crafted in order to capture her again. There is no known way to destroy The Forgotten or to banish her back to the Demon Realm from which she was summoned. ![]() Described as "a fully black female torso with disfigured arms, a head with long hair and no face", the Forgotten commands her legions in order to conquer the "Spiritforge", the last bastion of the wizards, in order to become omnipotent. Wizards used to regularly summon demons to do their bidding until they brought forth a demon too powerful for them to control, who was also capable of subduing other demons under her command. It depicts the battles of wizards against a powerful demon known as "The Forgotten". Combining two gems creates a single more powerful gem, with the gem's power level indicated by its shape. A key aspect of strategy in GemCraft is to increase the player's mana gain to high levels, enabling creation of stronger and stronger gems. With mana, the player can forge and combine gems and build towers, trenches, and traps. The player's life bar and magic energy are represented by the same statistic- mana. Different combinations of gems produce different effects, such as splash damage, damage over time, and critical hit capability. In GemCraft, players are given gems to combine and place into towers. The next game, GemCraft Lost Chapter: Frostborn Wrath, was released in January 2020. The original game was released for iOS on Apby NTT Resonant. On Apthe sequel to the first game GemCraft Chapter Two: Chasing Shadows was released. A prequel, GemCraft Chapter 0: Gem of Eternity, was released on April 16, 2009, and a disconnected chapter, GemCraft Lost Chapter: Labyrinth, was released February 17, 2011. Bona paputungan kartini menangis, Map gemcraft chasing shadows. The first game, titled GemCraft Chapter One: The Forgotten (also known simply as " GemCraft"), is a tower defense flash game originally released on June 26, 2008. Rams 2015 uniforms, Changmin hochi film awards, David kanzenbach, Table draping for. There is 1 problem, it doesn't work with all Vision Fields (All the area with a big hole on the Map), normal Fileds work perfectly fine. The archdemon seeks to swallow the world, and you must journey to stand against her. Summon gems of immense magical potency and harness their unique abilities against a seemingly endless horde of monsters. GemCraft is a series of tower defense games created by Hungarian studio Game In A Bottle, in which magical gems are used as the primary means of offense and defense. I confirm this cheat works a part with current Steam version. GemCraft - Chasing Shadows An epic, challenging tower defense game with an emphasis on strategy and replayability. ![]() I suspect the Windows 10 reset with drive wipe procedure (when you select that you want all data erased for safety) performs the same thing. And no need for 3rd party utilities, this is exactly what the Windows cipher /w command does. The only solution is to force the drive to write random data in every unused slots of the drive, ensuring the slots that contained the file gets rewritten as well. So just overwriting a specific file with random data a few times will do nothing to help remove the previous data if the drive performs these writes somewhere else physically. Resetting SMART could then give access to files you believed you erased safely months or years ago. This means even modifying an existing file will typically write the file in other cells than their previous location, and mark the previous location as now available for new use.Įven on HDDs, SMART can remap clusters silently if they start to fail. SSDs spread the wear by writing blocks to least used slots. Shredding individual files doesn't actually work against advanced file recovery methods. While it's not guaranteed the most accurate way to tell what's still there, you can always run one or more file recovery apps to see what deleted files & file fragments still remain. wherever they write files they overwrite any data that was stored there previously - wherever they leave any disk free space, old data may remain. Now, to your initial question about rest/refresh tools. Actually reading any data left over that way requires an expensive specialized lab service, but nonetheless, most erasing apps give you options to run multiple passes, to better ensure that nothing gets left behind. When you overwrite part or all of the disk that means that there might be old data left on those fringes, especially if say the data was written to the right & the head was to the left when it overwrote that data. There's a little bit of wiggle room where a head might write a track a little to the right or left instead of dead center. When you write to a regular hard drive the write heads float above the spinning platters on a cushion of air. That said, it may not be possible to completely erase all of the data stored on flash RAM, & some drives have a special command or feature to delete everything, but how well that works can vary. Since having to clear a space before you can write to it would make SSDs slower, they use Trim processes that automatically clear the storage space formerly used by now deleted files *before* you need to write fresh data there. On a regular hard drive overwriting storage space both deletes the old data & writes new - with an SSD that same thing takes two separate operations. Because the last piece of a file may not fill up the small section of the drive where it's stored, the space that's not used can contain old data from a previous file - some erasing apps can oversrite those small spaces too. ![]() Overwriting every bit of disk space clears that data, but it takes a long time, so most erasing apps just overwrite the parts of the disk where a file or files are stored, though some also have the option to overwrite free space. That's why all of those deleted file finding or recovery apps work. When you delete a file the only thing that goes away is the TOC entry - the pieces of the file are still there until something else is written in their physical space. The files themselves are stored in small pieces on the drive partition, and this sort of TOC records where the pieces of each file are physically on the drive. When you look at the files/folders in Windows Explorer what you're seeing is more-or-less the Table Of Contents for that drive partition. Select the file for CCleaner to shred.(For folders, simply choose the top option.) Here's a quick look at how to add individual files, and folders are added in a similar fashion: Then you can simply add this folder to CCleaner and it'll delete everything within the folder. The easiest way to manage this feature (if you want to shred files on a regular basis) is to set up a folder where you can dump files you wish to permanently delete. To access the file shredder in CCleaner, you'll need to go to Options > Include to add any folders or files you wish to have CCleaner securely delete on its next system scan and delete pass. CCleaner need to be configured to handle the secure deletion of files, but once that's set up you'll be good to go. The suite also handles file deletion with random overwriting, so if you already have it installed you don't need to install another tool to carry out shredding. CCleaner (opens in new tab) is one of the best tools for checking what files are taking up valuable space on your PC. ![]() Although SCAT doesn’t operate with an internationally recognized safety audit certificate, the airline is making huge improvements to be internationally recognised and operate safely.Ĭorrection, October 14, 2019: The post previously referred to Nepal as a kingdom, when in fact the monarchy was abolished in 2008. This Kazakhstan-based airline has an unimpressive safety record, however it has not seen a fatal accident since 2013. Like its peers on this list, Trigana is also banned from EU and U.S. With 10 hull losses and 14 accidents involving Trigana operated aircraft, it is no wonder that the Indonesian airline was only awarded a one-star rating. airspace, and when Kam attempted to fly to the EU in 2010 they found themselves denied permission to operate there too after incidents that included a fatal accident and a separate bomb threat. (See our annual best airline comparison.) Fly Delta. This Afghanistan based airline finds itself banned from U.S. When you factor in earnings rates, basic economy considerations, in-flight entertainment and pet friendliness, Southwest just edges out Delta. ![]() Kam Air finds itself in exclusive company at the bottom of this safety list, with just 3 other one star airlines for company. (Photo by Jemal Countess/Getty Images) Getty Images Kam Air Southwest Airlines debuted a new fare category Tuesday, offering customers a step up from its lowest-cost ticket. All 157 passengers and crew perished after the Ethiopian Airlines Boeing 737 Max 8 Flight came down six minutes after taking off from Bole Airport. of the Ethiopian Airlines Flight 302 crash on Main Ejere, Ethiopia. The loss of three different Antonov An-28 aircraft over a three-year period has found the airline banned over European airspace, which includes neighboring French territory French Guiana.ĮJERE, ETHIOPIA - MARCH 13: A bouquet of flowers is placed in front of a pile of debris at the scene. Bluewing Airlinesīluewing are based in the small South American nation of Suriname. Serving as Afghanistan’s national carrier, Ariana has just five aircraft in their current fleet and a disproportionately staggering record of 19 aircraft being written off during its history, including seven fatal incidents. Although the last 20 years has seen a vast improvement in the airline’s safety record, a fatal accident in 2014 resulted in 18 fatalities. Accumulating just one-star, Nepal Airlines is banned from flying to the EU. Nepal Airlines has been flying since 1958 under the name Royal Nepal Airlines-the monarchy was abolished in 2008-and its safety record leaves a lot to be desired. Wanna Get Away Plus comes with perks such as more Rapid Rewards points eight. Statistically, flying in the mountainous country is relatively dangerous. Southwest Airlines debuted a new fare category Tuesday, offering customers a step up from its lowest-cost ticket. ![]() United Airlines, on the other hand, charges more fees. Nepal has seen nine fatal accidents over the last eight years. Southwest Airlines is transparent about fees and charges fees primarily for early check-in and boarding perks. Multiple fatal accidents in 20 have not assisted this Nepalese based carrier’s rating which operates a fleet of eight aircraft in and out of the dangerous mountainous approaches in Nepal. Tara Air managed to accumulate just one out of seven stars. ![]() If you like fast-paced combat and unique heroes, then Apex Legends Mobile is the game for you. You can play with others in a team or by yourself! Face off against real opponents! Apex Legends Mobile Highlights Here, you can use heroes like Ash, Bangalore, Caustic, Bloodhound, Fuse, Crypto, Gibraltar, Horizon, Loba, Lifeline, Mad Maggie, and more. Today, it comes to mobile, and you’ll be able to enjoy the glorious graphics, unique gameplay, and heroes here! The game lets you collect and use heroes with unique capabilities, unlike other battle royale games. This is a big-name game as it’s already proven itself in the PC and console category. Today, we bring you Apex Legends Mobile as it’s one of the latest in the battle royale category. So, if you’re a fan of the battle royale genre, then sit back and relax! Whatever game you love to play, you can search for many games to try right now. There are games in various genres like shooting, racing, RPG, simulation, fighting, and many more. The gaming world is filled with many amazing games that you can play whenever you want right now. If you’re someone who loves playing with unique games, there are so many of them that you can enjoy right now. There’s a massive map for you to play in, but only one can win! Advanced Battle Royale Here, you can enjoy unique heroes to play with and many guns to use. It’s popular in the PC category, but now that it has come to mobile, it possesses a lot of potentials. There are a lot of available battle royale games, but this one is one of the newest! This is the ultimate game for you to enjoy if you love playing battle royale games right now. But if you’re someone who loves shooting, then Apex Legends Mobile is for you! ![]() There are games available for different topics like racing, action, shooting, RPG, simulation, puzzles, and many more. You can have fun with so many incredible games that will let you have fun with many different topics. If you’re a true gamer, then there are a lot of fun games you can play right now. Download Apex Legends Mobile APK – Battle Royale Game But her latest job is to tutor Isabella York into becoming a proper lady. Her latest job is a change from the norm as she becomes a. Violet Evergarden is an Auto Memory Doll who writes people’s thoughts into letters. For Isabella York, who attends it under a "contract" with her father, this beautiful place where white camellias bloom is nothing more than a prison.īefore Isabella, who had lost all hope and expectations for her future, Violet Evergarden, hired as her tutor, appears. Violet Evergarden works as an Auto Memory Doll writing peoples thoughts and feelings into letters. ![]() ![]() Violet Evergarden, a former soldier returned from war, comes to teach at a womens academy and changes. I sold my future in exchange for protecting what is precious to me.Ī girls' academy that only girls from respectable families could attend. Violet Evergarden is an Auto Memory Doll who writes peoples thoughts into letters. Violet Evergarden, a former soldier returned from war, comes to teach at a womens academy and changes a young girls life. Violet Evergarden: Eternity and the Auto Memory Doll. ![]() The software features an extensive list of functions available to map to your mouse buttons. What it lacks in ease, though, it makes up in versatility. Confused users might wish to search online for a user guide or tutorial, especially when starting. Using X-Mouse Button Control can be a little daunting at first: there are a lot of options and the interface, although clean and easy to understand, doesn't guide you through the process of assigning them. In each profile, you can configure up to 10 'layers' of different button configurations that you can switch between by either using the hotkeys or mouse buttons. By default, profiles are automatically activated as the mouse moves over the defined window or application. You can map the relevant key commands to each of these mouse buttons.Īpplication- and window-specific behavior is programmed by creating profiles that control how the mouse behaves when switching between individual applications or windows. Or perhaps you play specific games that do not natively support the fourth and fifth mouse buttons. This is useful in many scenarios, including changing the behavior of your mouse in certain windows, such as making the mouse wheel change volume when hovering over the system tray or a YouTube video. This means that a button's function in one piece of software can differ from its function in another. XMBC can also make your changes context-dependent. ![]() It also allows for various navigation customizations, including tuning the pointer and scroll wheel to your needs. The software is not just for button mapping, however. It lets you change the behavior of the mouse buttons and scroll wheel, assigning new tasks to each. A right-click on the icon reveals additional options, including exiting the utility. To open XMBC, you have to navigate to the system tray and double click the corresponding icon. XMBC is available in various languages apart from English, via the community-translated language packs. You just run the installation exe and then follow the on-screen instructions, including agreeing to the license agreement. There is also a portable version of XMBC available called X-Mouse Button Control Portable.ĭownloading X-Mouse Button Control is easy. Alternatives to X-Mouse Button Control include Mouse Speed Switcher, Remote Mouse, and AutoHotKey. The program also supports various functions in different Windows operating systems, such as Flip3D in Vista, ModernUI/Metro in Windows 8, and Virtual Desktops in Windows 10. ![]() All said and done, One Note may not be the next Evernote, but with its ability to work with several devices and third-party apps like Zapier, Cheggy, etc., smooth assistance for taking a note and organizing, and compatibility with the Microsoft Office suite makes it a worthy alternative to the quintessential Evernote.Ĭompatibility – Mac, Windows, iPhone, iPad, Windows Phone, Android, Web and Amazon. If you love to play around with the layout, it allows you to add music, check list or even use it as a travel planner. Apart from the usual note-taking process along with the collection of links and photographs, you can insert parts of web pages transform emails to notes and more. One Note provides a different experience in terms of its interface which offers a notebook with colorful appearance compared to the symbolic notebook by Evernote. This application is available to download for free on Mac and Windows PC OS and for mobile platforms such as iOS and Android. Once popularly known as Microsoft Office One Note, One Note is now an independent note-taking software and is perhaps one of the best alternatives to Evernote that has come so close in terms of competition. Check out the alternatives (both free and paid versions) below and let’s see what they have to offer. So, if you are simply looking for solutions that can provide you with close features if not the same for free or at least at a reasonable price, we have a list of some of the best alternatives to Evernote today that can just as well fulfill your needs. ![]() Among its downsides are its incompatibility with Linux-based devices, too many advanced features whereas many may rather prefer a simple alternative, requirement to download large files for its setup and moreover, the latest Work Chat feature is not properly executed, known for syncing problems, and few apps are bugged and lack flexibility. While Evernote has completely transformed the customary note taking process, can be downloaded completely free of cost, can be accessed on your smartphone and laptop, and boasts of a huge user base, there are many who are yet not comfortable with it. That’s not all, as Evernote enables you to enhance your mundane text notes with voice notes, transcribed notes, images and more. Read: How to use Chrome and Mozilla as Notepadīut, you must be wondering why you would choose an entire software suite over a notepad which you already have access to? That’s because, apart from just taking down notes and archiving them, it also allows you to share notes, collaborate with your team, save recipes and even sync your notes with several devices effortlessly. ![]() To be sure, research from MagnifyMoney found that bulk shopping can save an average of 25% on common household items. “Switching from a name brand food to a store brand,” is one of the best ways to cut back, he says, adding that, “buying more in bulk at stores like Costco or BJ’s, and just essentially looking for cheaper alternatives,” is another. Palion says individuals should look at this as an opportunity to make smart spending cuts. The price of food at home has increased 12.4% over the past 12 months, government data show. What’s more, the cost of new vehicles also climbed 8.4% in the past year, with used car prices rising 2%. That’s before gasoline prices reported a year-over-year increase of 17.5%, as of October 2022. ![]() If you are no longer commuting into the office and have a partner at home, can you all go down to one car? Can you pay off your car, so it’s just gas, insurance and maintenance you are paying for? Could you get rid of a car altogether?Ĭonsider this: the average individual in this age group spent $1,396 on fuel in 2021, according to BLS data. Next to housing, transportation is often the second costliest thing the 65 and older age group spends money on, BLS data reveals. “For example, if I have a gym membership and a Peloton, do I need both? If I like to go out to dinner twice a week, should I reduce it to once? During times where inflation is at all-time highs, we have to make short-term decisions to help with long-term results,” he explains. However, he adds that “a couple, as opposed to an individual, does not use twice the amount of utilities.”īefore making the decision to move, “which is an option and not off the table,” says Colancecco, retirees or those planning to retire soon should first put together a budget of their total monthly expenses. “A single individual might be more apt to squeeze into a studio apartment, versus a couple who would occupy a one-bedroom, for instance,” says Palion. ![]() Master Plan Advisory’s Palion says it’s especially challenging for single individuals in high-tax regions of the country. On the other end of the spectrum, states like New Jersey, which has an average tax rate of 2.49% and home price of $484,393, carry monthly levies that can quickly eat away at a single retiree’s cash flow. States like Alabama and Louisiana have average state tax rates of 0.41% and 0.55%, respectively, and their median home values are also relatively low at $209,000 and $217,296, according to a Bankrate survey. ![]() “Owning your own home will certainly cut down on living expenses,” says NerdWallet investing spokesperson Alana Benson, although she also adds: “aggressively paying down your mortgage may make it difficult to save or invest pre-retirement.” Consider moving to a lower taxed, and less costly state (or country)īenson says one of the best ways to combat rising consumer prices is to move to a more cost-friendly location - “to a state with lower taxes … and a lower cost of living.” That’s because, the amount of money “you’ll need for retirement will entirely depend on your lifestyle and living expenses,” she adds. Of course, paying off your mortgage doesn’t release all housing costs (you’ll still need insurance, taxes and more), but it can alleviate the biggest chunk. That’s a problem for those trying to retire on a tight budget for one big reason: housing is expensive. And for older households, housing tends to be the greatest expense in average dollar amount and as a share of the household budget for older households, the Bureau of Labor Statistics revealed. Roughly half of retirees now have a mortgage, Harvard’s Joint Center for Housing Studies revealed in 1990, it was only about 1 in 4. Here are a few ways to slash expenses in retirement: Pay off your mortgage before you retire It’s going to be tough, and you will likely “have to do things differently,” says East Norwich, New York-based adviser Peter T. |
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